Amy Faulkenberry\’s Blog

Congratulations to our buyers on this home past Northwestern in Rock Hill, SC.   Lots of green space to do cart wheels!

Congratulations to the Yearta’s on their new home near Winthrop University in Rock Hill, SC!   It is a great older home with tons of character.   I hope they have many happy years there!

Congratulations to a wonderful family who just purchased a  great home in Laurel Creek.   It shows that waiting does sometimes pay off when buying your dream home!

2010 was a great year!   I want to thank all my clients who purchased homes with me throughout 2010.   With the help of my clients, we showed everyone that it is still a great time to buy and take advantage of the great deals that are out there!

I was pleased to represent Thomas and Sarah, first time home buyers, in the purchase of their new home on Finely Rd in Rock Hill.   It was so great to see this fine couple so excited about owning their first home!   What a  great way to  end the year for them and turn over a new leaf for 2011!  

We also want to congratulate The LaPointe’s, The Floren’s and The Brown’s on the purhcase of their investment property!  

Here’s to a great New Year!!!   Here we come 2011!!!

Congratulations to Susan on her latest investment in Rawlinson Acres II.   This was an exceptional deal and  sold well below appraised value.   It is a great time to take advantage of the great deals on homes in the area!   I am an expert  in foreclosure, auction and short sale properties.   Call me if you want to get more information!

Who says land isn’t selling these days?   I just sold a 5 Acre tract of land on Sturgis Road in Rock Hill, SC.   If you want to build your dream home, just ask me!   I can get you a great deal on the land to build on and I know the process it takes to make sure your dream becomes a reality!

We have 2 new happy homeowners’ in Rock Hill, SC!    Justin and Chelsea  are owners of a very lovely home in the Woodlands subdivision.    

 Al and Gerry  moved  to Rock Hill from Ohio.   I am sure they will love the milder winters here.   Congratulations to both families on their new homes!!!

We have one sold and several under contract in Constitution Park in Rock Hill, SC.   This is a great neighborhood and is close to Piedmont Medical Center, shopping and dining at great prices.   Call 803-517-3187 for other great deals in the area!

207 Wrenfield in Laurel Creek–What a great patio home!  

131 D Glenwood near Piedmont Medical Center–Great investment property purchase!

 Congratulations to these great clients!

The difference between APR & interest rate

When shopping for a mortgage, keep in mind that an advertised rate isn’t always the same as your loan’s annual percentage rate (APR). What’s the difference?

• The interest rate is the annual rate at which your loan is calculated.
• The APR is that same interest rate, plus loan fees. Your lender’s fees are calculated into the loan amount, then spread out over the length of the loan (or the “term”) to reach the APR.

Why is it done this way? The APR is intended to give consumers more information about what they’re really getting. By making lender fees part of the equation, home buyers can better see the true cost of a loan and make a fair comparison.

So evaluate “apples-to-apples” when you look at the rates lenders offer you, comparing one loan’s APR against another loan’s APR to get a fair comparison.

 *(taken from banksofamerica.com)

This is good to keep in mind when shopping for loans and refinancing.   Feel free to contact me on my cell phone at 803-517-3187 if you have any questions about anything related to financing and the home buying process.  

Amy Faulkenberry, Realtor